Investments

Stock-market

Listening
We then determine an appropriate asset allocation. This is the percentage of your portfolio that is allocated to various asset classes. This is an important step because asset allocation is a key factor in determining your risk adjusted long-term rate of return.

Asset Allocation
Our approach to investing recognizes that each client is unique. Before making recommendations, we take the time to thoroughly understand your goals and risk tolerance. We ask questions, listen carefully to ideas and concerns, and welcome discussion as alternatives are considered.  In order to control risk we diversify your portfolio asset allocations across several investment styles and industry sectors. We seek to diversify not only asset classes, but methodologies and stylistic preferences.

Diversification
Next we identify investment managers whose investment styles fit within the asset classes specified by your asset allocation. We then construct your portfolio with our own ideas as well as by selecting from a complementary blend of talented money managers from across the world; each with a distinct investment process. In order to minimize risk we seek managers who understand the importance of protecting principal. Although upside potential is very important, we feel avoiding big losses when the markets are at their worst is even more important. We tend to avoid managers that have large swings in their year-to-year performance as this can have a detrimental effect on the growth of your portfolio. View our selection methodology.

Investment Selection
We monitor our firm’s investment selections on a daily basis and specifically review your particular portfolio at least once every 90 days. If a necessary change is identified, we make the appropriate adjustments for you. In addition, we periodically rebalance your portfolio in an effort to enhance performance and reduce risk.

Ongoing Management
We realize that the after-tax rate of return that is truly matters. We work hard to minimize the effect taxes have on your portfolio. This is accomplished by considering your tax situation when constructing your portfolio and considering the tax efficiency of the money managers we select.

Tax Considerations
We realize that the after-tax rate of return that is truly matters. We work hard to minimize the effect taxes have on your portfolio. This is accomplished by considering your tax situation when constructing your portfolio and considering the tax efficiency of the money managers we select.